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The Neches Youth Debit Card (for ages 8-17 years of age) is here to empower parents to teach their kids about the importance of saving and smart spending. With no monthly subscription fee and instant issue debit cards, we can get a Neches debit card in your student’s hands today. From school field trips, sporting events, and competitions there is a growing need to get a card in student’s hands at an early age, as many places are moving to a cashless system. The Neches Debit Card offers great youth benefits to help nurture your child’s financial future, while offering parental controls that give parents peace of mind.
*An Annual Percentage Rate (APR) of 9.57% will be paid only for that portion of your average daily balance (ADB) that is between $50.00 and $500.00. You must maintain a minimum ADB of $50.00 to obtain the disclosed APY. The ADB is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The annual percentage yield (APY) for this tier will range from 9.57% to 10.00%, depending on the balance in the account. If your ADB is $500.01 or more, the APR paid on this tier will be 0.10% with an APY of 0.10%. nPower Checking Accounts are for minor members age 8-17 only. One nPower Checking Account per minor member. Some restrictions may apply. Subject to change at any time.