Neches FCU Online Banking Access Control protects your identity from whatever computer you’re using, whether you’re at home or on the go. Access Control identifies you as the true “owner” of your account. Not only will your password be recognized, but your computer will as well. If Access Control doesn’t recognize your computer because you have logged onto a different computer for the first time, you will be prompted to answer a series of security questions as an additional line of defense. Your identity is protected. Access control will defend against identity theft and fraud, offer you security from any computer, no matter where you are, and make it wasy for you with on time sign-up.
You can now pay your Neches loans directly from another financial institution! With ACH, prepaid and debit cards, you can make payments up to $2,500. Life is busy, time is valuable; manage your loan payments the easy way!
PLEASE NOTE: Starting October 1st, the SWBC payment platform will no longer be accepting credit cards as a form of payment.
Make transfers with a touch-tone phone
Our Voice Response System allows you to make credit union transactions by using a touch-tone phone, along with your account number and your personal four-digit authorization code (which can be obtained by calling Member Services at 409-722-1174).
Convenience and control over every bill you pay.
Log in to your regular Access/24 home banking account and register for Bill Payment by clicking the Payment Manager button at the top of the screen. Fill out the online form to be approved. Once you receive your confirmation email, you are ready to log in to the Bill Pay system and activate your payees.
Access your bill pay account online
Once you start paying your bills online, you will appreciate the convenience and control you have over every bill you pay. After taking just a few minutes to sign up, you can take advantage of secure round-the-clock bill payment to:
No waiting, no paper to file.
eStatements are an electronic form of your bank statement that is sent directly to your home banking account. You will love eStatements because they arrive faster than regular paper statements. Best of all, you will love the space you save in your filing cabinet and the fact that they eliminate the risk of your paper statement falling into the wrong hands.
Help prevent overdrafts and Insufficient funds
Overdrawn? We've got you covered! Courtesy Pay protects you from the embarrassment of returned/declined transactions, your good credit rating and from merchant returned NSF charges. Items/transactions are paid up to $500 for account holders in good standing.
If your account is in good standing, defined as:
In addition to Courtesy Pay, always feel free to utilize our other services that we offer: Overdraft Protection, Line of Credit Loans, Online Banking Services that monitor account balances, and text alerts with low balance notifications.
**Fees count against the disclosed overdraft protection dollar limit. Fees charged for covering overdrafts, as well as the amount of the overdraft item, will be subtracted from any overdraft protection limit disclosed.Transactions may not be processed in the order in which they occurred, and the order in which transactions are received by Neches and processed can affect the total amount of overdraft fees incurred.Overdraft fees may be imposed on transactions such as ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone initiated transfers or other electronic transfers if applicable.We pay all checks and debits on your checking account in order of arrival sequence throughout the day.Courtesy Pay should not be used as a source of extra funds, but as a safeguard to protect against unexpected mistakes. It provides you the security of knowing your transaction will be processed, not returned for insufficient funds, and it saves you from being charged any additional fees by the merchant.
