WE SUPPORT MOBILE PAYMENTS
APR= Annual Percentage Rate. Rates Effective 05-29-2025.
| Term | APR As low As | Guidelines | Alert Me |
|---|---|---|---|
| 36 months | 4.25% | Receive a notification when this rate changes | |
| 48 months | 4.50% | Receive a notification when this rate changes | |
| 60 months | 4.75% | Receive a notification when this rate changes | |
| 72 months | 5.25% | Receive a notification when this rate changes | |
| 78 months | 5.50% | Minimum Invoice Amount: $30,000 | Receive a notification when this rate changes |
| 84 months | 6.00% | Minimum Invoice Amount: $40,000 | Receive a notification when this rate changes |
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| Model Year | Term | APR As low As | Alert Me |
|---|---|---|---|
| 36 months | 4.25% | Receive a notification when this rate changes | |
| 48 months | 4.50% | Receive a notification when this rate changes | |
| 2019 & newer up to 60 months | 60 months | 4.75% | Receive a notification when this rate changes |
| 2021 & newer up to 72 months | 72 months | 5.25% | Receive a notification when this rate changes |
| 2023 & newer up to 78 months | 78 months | 5.50% | Receive a notification when this rate changes |
| 2024 & newer with less than 20k miles up to 84 months | 84 months | 6.00% | Receive a notification when this rate changes |
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| Term | APR As low As | Guidelines | Alert Me |
|---|---|---|---|
| 48 months | 5.25% | Receive a notification when this rate changes | |
| 60 months | 5.50% | Receive a notification when this rate changes | |
| 72 months | 5.75% | Receive a notification when this rate changes | |
| 84 months | 6.25% | Receive a notification when this rate changes | |
| 120 months | 7.00% | Receive a notification when this rate changes | |
| 144 months | 7.25% | Minimum Finance Amount: $40,000 | Receive a notification when this rate changes |
| 180 months | 7.50% | Minimum Finance Amount: $50,000 | Receive a notification when this rate changes |
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| Term | APR As low As | Alert Me |
|---|---|---|
| 12 months | 0% | |
| **Maximum amount of loan is $1,000. Maximum term of 12 months. Student must be primary borrower on the loan and must show proof of school registration. Need invoice or receipt from merchant for computer/accessories. | ||
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| Term | APR As low As | Alert Me |
|---|---|---|
| 15 Year APR | 5.75% | Receive a notification when this rate changes |
| 20 Year APR | 6.25% | Receive a notification when this rate changes |
| 30 Year APR | 6.25% | Receive a notification when this rate changes |
| Up to 90% of Contracted Sales Price on First Mortgage. | ||
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| Term | APR As low As | Alert Me |
|---|---|---|
| up to 60 months | 5.25% | |
| up to 120 months | 5.50% | |
| up to 180 months | 5.75% | |
| up to 240 months | 6.00% | |
| up to 360 months (first lien only) | 6.25% | |
| Up to 80% LTV. Add .50% for second lien position. | ||
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| Term | APR As low As | Alert Me |
|---|---|---|
| up to 60 months | 6.25% | |
| up to 144 months | 6.50% | |
| Up to 90% LTV. | ||
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| Term | APR As low As | Alert Me |
|---|---|---|
| up to 12 months | 6.25% | |
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| Term | APR As low As | Alert Me |
|---|---|---|
| up to 36 months | 12.50% | |
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| Term | APR As low As | Guidelines | Alert Me |
|---|---|---|---|
| up to 60 months | 5.50% | Receive a notification when this rate changes | |
| up to 90 months | 6.25% | Receive a notification when this rate changes | |
| up to 120 months | 7.00% | Minimum Finance Amount: $30,000 | Receive a notification when this rate changes |
| up to 144 months | 7.25% | Minimum Finance Amount: $40,000 | Receive a notification when this rate changes |
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| Term | APR As low As | Guidelines | Alert Me |
|---|---|---|---|
| up to 60 months | 5.50% | Receive a notification when this rate changes | |
| up to 90 months | 6.25% | Receive a notification when this rate changes | |
| up to 120 months | 7.00% | Minimum Finance Amount: $30,000 | Receive a notification when this rate changes |
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| Term | APR As low As | Alert Me |
|---|---|---|
| up to 60 months | 5.75% | Receive a notification when this rate changes |
| up to 72 months | 6.00% | Receive a notification when this rate changes |
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| Term | APR As low As | Alert Me |
|---|---|---|
| up to 36 months | 2% above the certificate/share rate | |
| up to 60 months | 3% above the certificate/share rate | |
| up to 120 months | 4% above the certificate/share rate | |
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| Term | APR As low as | Guidelines | Alert Me |
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| up to 60 months | 11.00% | Receive a notification when this rate changes | |
| up to 72 months | 11.50% | Minimum Finance Amount: $15,000 | Receive a notification when this rate changes |
| up to 84 months | 12.00% | Minimum Finance Amount: $25,000 | Receive a notification when this rate changes |
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| Term | APR As low As | Alert Me |
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| up to 36 months | 5.75% | |
| up to 60 months | 6.00% | |
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| Term | APR As low As | Alert Me |
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| up to 120 months | 6.00% | |
| up to 180 months | 6.25% | |
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| Term | APR As low As | Alert Me |
|---|---|---|
| up to 36 months | 5.75% | |
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All rates and terms are subject to change without notice. Lending rates are subject to credit approval. Rates are as low as shown. Full terms and disclosures are listed below.
Rate discounts apply to new money only (New loans and add-on's of $500 or more).
Rate discounts are excluded from Credit Cards, Line of Credit, Special Signature Loan, Mortgages, Home Equity, any Real Estate Loan, Share Secured loans and Signature Loans.
Rate discounts include:
.25% off for auto transfer/payroll deduction on loan
.25% off for having/applying for a Neches credit card
.50% off for Auto Loan PreApproval or Auto Refinance
Ceiling Rate (max interest rate) is 18.00%
