Investment and Savings accounts that actually help you save!
Save your money in a savings account. Earn dividends today!
Regular savings accounts earn dividends, which are compounded and paid quarterly.
The dividend rate and annual percentage yield may change at any time, as determined by the credit union Board of Directors. If you close your share account before dividends are paid, you will not receive the accrued dividends.
Earn interest while your money is just hanging out and relaxing. Grow your savings!
Your money will grow faster with a Neches FCU Money Market Account. Our money market accounts earn higher dividend rates than a traditional savings account. Get started today and watch your savings grow. Your savings are secure with a Neches Money Market Account. With federal insurance up to $250,000 through the NCUA, you don’t have to worry about stock market ups and downs. You can rest assured your money is safe.
To open a Money Market account, contact us today.
Grow your money faster. Maximize your earnings!
Looking for a good return? Check out our great CD rates. Open a Neches Certificate of Deposit and begin earning interest.
Individual retirement accounts (IRAs) provide tax advantages and allow your money to grow over time. Start yours now!
Neches Federal Credit Union offers a variety of IRAs to help you on the road to retirement. Whatever route you choose (Traditional, Roth, Sep, or Coverdell), you need every advantage to make sure you have secure savings and tax-deferred benefits.
Neches Federal Credit Union youth programs are designed to prepare a foundation for our young members’ financial futures.
The Youth Programs will provide Neches Federal Credit Union the opportunity to encourage our younger members to save and to educate them on the importance of financial literacy. Whether the goal is to save money for a new bike or buy the first car, Neches Federal Credit Union will be there every step of the way. Each program is designed to meet the goals and interests of every age group.
*An Annual Percentage Rate (APR) of 9.57% will be paid only for that portion of your average daily balance (ADB) that is between $50.00 and $500.00. You must maintain a minimum ADB of $50.00 to obtain the disclosed APY. The ADB is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The annual percentage yield (APY) for this tier will range from 9.57% to 10.00%, depending on the balance in the account. If your ADB is $500.01 or more, the APR paid on this tier will be 0.10% with an APY of 0.10%. nPower Checking Accounts are for minor members age 8-17 only. One nPower Checking Account per minor member. Some restrictions may apply. Subject to change at any time.
The Neches Retirement & Investment Services Program* is a personal financial management service designed especially for credit union members.
The Neches Retirement & Investment Services offers a variety of insurance and investment products and services such as; Estate Conservation, Insurance Planning, Investment Planning, Tax-Advantage Investment Planning, Business Planning, Retirement Planning, and Education Funding.
Tell us where you want to go and we’ll help you get there. Learn more about Neches Retirement & Investment Services.
Learn More about Working with a Financial Professional
Check the background of this investment professional on FINRA's BrokerCheck.
Financial Advisor with Neches Retirement & Investment Services
Cathy McLarty is a seasoned Financial Advisor with Neches Retirement and Investment Services. She is dedicated to helping individuals at every stage of life navigate their financial journey with confidence and clarity. As a member of LPL Financial’s prestigious Women of Distinction and a recipient of the Pathfinder Award, Cathy has been recognized for her outstanding contributions to the field. She is a Registered Representative of LPL Financial, a member of FINRA/SIPC, and a licensed insurance agent, providing her clients with access to a wide range of investment options and financial solutions.
Cathy has been named one of 2024's “Women of Distinction” – a recognition that honors female financial representatives for superior performance and extraordinary efforts in promoting financial security. The Women of Distinction recognition is presented by TruStageTM to top female candidates based on annual performance metrics, best practices and quality of service to clients.
