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Get Paid Early!

With Direct Deposit at Neches, you’ll get your pay check as soon as the money is available – which is often up to two days before traditional banks!

We will cover you up to $500 when transactions exceed the balance in your account. This gives you peace of mind and eliminates the annoyance of a rejected check or debit card transaction. Especially useful when unexpected shortages happen (like hurricane evacuations).**

^{**Fees count against the disclosed overdraft protection dollar limit.  Fees charged for covering overdrafts, as well as the amount of the overdraft item, will be subtracted from any overdraft protection limit disclosed.Transactions may not be processed in the order in which they occurred, and the order in which transactions are received by Neches and processed can affect the total amount of overdraft fees incurred.Overdraft fees may be imposed on transactions such as ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone initiated transfers or other electronic transfers if applicable.We pay all checks and debits on your checking account in order of arrival sequence throughout the day.Courtesy Pay should not be used as a source of extra funds, but as a safeguard to protect against unexpected mistakes.  It provides you the security of knowing your transaction will be processed, not returned for insufficient funds, and it saves you from being charged any additional fees by the merchant.}